Legal

Privacy Policy

This Privacy Policy explains how Payworthage ("we", "us", or "our") collects, uses, discloses, and safeguards information when you visit our website or use our data-analysis platform. This is a general draft provided for informational purposes and should be reviewed by qualified legal counsel before publication, as it does not account for jurisdiction-specific requirements.

By accessing or using our services, you agree to the terms described in this policy. If you do not agree, please discontinue use of the platform.

1. Information We Collect

We may collect the following categories of information when you interact with Payworthage:

  • Account Information: Name, email address, and login credentials provided when you register for an account.
  • Portfolio and Exchange Data: Information you choose to connect or upload, such as exchange account identifiers, transaction histories, or portfolio balances, solely for the purpose of generating analysis.
  • Usage Data: Information about how you interact with our website and platform, including pages visited, features used, and timestamps.
  • Device and Technical Data: IP address, browser type, operating system, and similar technical identifiers collected automatically.
  • Communications: Records of correspondence if you contact us with questions or support requests.

2. How We Use Information

We use the information we collect to:

  • Provide, operate, and maintain the Payworthage platform and its analytical features.
  • Process and aggregate multi-exchange data so that it can be presented in a unified dashboard.
  • Improve, personalize, and expand our website and services.
  • Communicate with you, including responding to inquiries and sending service-related notices.
  • Monitor usage patterns to detect, prevent, and address technical issues or misuse.
  • Comply with applicable legal obligations.

3. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations.

4. Sharing of Information

We do not sell personal information. We may share information with:

  • Service Providers: Third parties that help us host data, process payments, or provide analytics, under confidentiality obligations.
  • Legal and Compliance Purposes: When required to comply with applicable law, regulation, legal process, or governmental request.
  • Business Transfers: In connection with a merger, acquisition, or sale of assets, subject to continued protection of your information under this policy or an updated version.

5. Data Retention

We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to delete or anonymize it.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights and Choices

Depending on your location, you may have rights regarding your personal information, including the right to access, correct, delete, or restrict certain processing, and the right to object to or withdraw consent for certain uses. To exercise these rights, please contact us using the details provided on our website. We will respond in accordance with applicable law.

8. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to operate our website, remember preferences, and analyze usage trends. You can control cookie settings through your browser; however, disabling cookies may affect certain features of the platform.

9. Third-Party Links and Services

Our platform may contain links to third-party websites or integrate with third-party exchange services. We are not responsible for the privacy practices of these third parties, and we encourage you to review their respective privacy policies.

10. International Data Transfers

If you access our services from outside the country where our servers are located, your information may be transferred to, stored, and processed in a different jurisdiction. We take reasonable steps to ensure such transfers comply with applicable data protection laws.

11. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. No Financial Advice

Payworthage provides data analysis tools and does not offer regulated financial, investment, or legal advice. Information collected and processed through the platform is used solely to deliver analytical insights and does not constitute a recommendation to buy, sell, or hold any asset.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will post the revised policy on this page with an updated effective date. Continued use of our services after changes take effect constitutes acceptance of the revised policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out through the contact information listed on our website footer.

Effective date: This policy is a general template and should be dated and reviewed prior to publication.