Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Payworthage website, platform, and related data-analysis tools (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

Last updated: [Insert Date] — This is a general draft template and should be reviewed and adapted to reflect your specific business practices and applicable law before publication.

1. Acceptance of Terms

By creating an account, accessing any part of the Service, or clicking to accept these Terms where presented, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated herein by reference.

2. Description of the Service

Payworthage provides software tools designed to aggregate, organise, and analyse data across multiple cryptocurrency exchanges and portfolios. The Service is intended to support informational and analytical purposes only.

Payworthage does not provide investment, financial, tax, or legal advice. Nothing presented through the Service constitutes a recommendation or solicitation to buy, sell, or hold any asset. All investment decisions remain solely your responsibility.

3. Eligibility

You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into binding agreements in order to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration and Security

Certain features of the Service may require you to register for an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You must notify us promptly of any unauthorized use of your account.

5. Connected Accounts and Third-Party Data

The Service may allow you to connect third-party exchange accounts or import data via application programming interfaces (APIs) or manual upload. You are solely responsible for ensuring that you have the necessary rights and permissions to share such data with Payworthage, and for the accuracy of any data you provide or connect. Payworthage does not control and is not responsible for the availability, accuracy, or security practices of third-party platforms.

6. Acceptable Use

You agree not to use the Service to:

  • Violate any applicable law, regulation, or third-party right;
  • Attempt to gain unauthorized access to the Service, other accounts, or related systems or networks;
  • Reverse engineer, decompile, or otherwise attempt to extract the source code of the Service, except where permitted by law;
  • Upload or transmit malicious code, or interfere with the proper functioning of the Service;
  • Use automated means to scrape, harvest, or extract data from the Service without prior written consent;
  • Misrepresent your identity or affiliation with any person or entity.

Payworthage reserves the right to suspend or terminate access to the Service for any user who violates these provisions.

7. Subscription, Fees, and Billing

Certain features of the Service may be offered on a paid subscription basis. Applicable fees, billing cycles, and payment terms will be presented to you at the time of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law or as otherwise expressly stated at the point of sale. Payworthage reserves the right to modify pricing upon reasonable notice.

8. Intellectual Property

The Service, including all software, text, graphics, logos, and other materials, is owned by or licensed to Payworthage and is protected by applicable intellectual property laws. These Terms grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for your personal or internal business purposes, subject to compliance with these Terms. No other rights are granted.

9. User Content

Where the Service allows you to submit data, settings, notes, or other content ("User Content"), you retain ownership of your User Content. You grant Payworthage a limited licence to use, process, and store such User Content solely as necessary to operate, maintain, and improve the Service.

10. No Financial Advice Disclaimer

All information, analysis, reports, and outputs generated by the Service are provided for general informational purposes only and do not constitute financial, investment, legal, or tax advice. Cryptocurrency and digital asset markets are volatile and carry significant risk, including the risk of total loss. You should seek independent professional advice before making any financial decision. Payworthage makes no guarantee regarding the accuracy, completeness, or timeliness of any data or analysis presented.

11. Disclaimers and Limitation of Liability

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Payworthage does not warrant that the Service will be uninterrupted, error-free, or secure.

To the fullest extent permitted by applicable law, Payworthage and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, goodwill, or financial loss arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify, defend, and hold harmless Payworthage and its affiliates, officers, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

13. Termination

Payworthage may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, third parties, or Payworthage's business interests. You may discontinue use of the Service and close your account at any time, subject to any applicable billing obligations.

14. Modifications to the Service or Terms

Payworthage may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Governing Jurisdiction], without regard to its conflict of laws principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction], unless otherwise required by applicable law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Payworthage regarding the Service and supersede any prior agreements or understandings, whether written or oral, relating to the subject matter herein.

18. Contact

Questions regarding these Terms should be directed to Payworthage through the contact channels made available on our website.